Please Feel Free to Contact Us at:
It's All About Annuities
a safe, guaranteed investment
Is an annuity right for you?
Annuities can be a smart, safe retirement vehicle that provides guaranteed rates of return with safety against losses and tax deferrals.
To get more information, or learn about the latest, best rates available, request a free, no obligation quote from a local, experienced advisor.
No Cost, No Obligation
Just Great Information
Annuity insurance was created to provide investors with a beneficial advantage for those investing for retirement. 401k's and IRA's are great ways to receive tax deferred benefits, however they only allow for so much investment. Annuities allow investors to invest as much as they would like, and it provides investors with tax deferred growth.
The "catch" is that annuities really are geared towards retirement. Investors cannot take money out of an annuity before the age of 59 and a half, without receiving a penalty from the IRS, and usually the insurance company as well. So, they are for the long term.
Annuities allow investors either a safe fixed rate (which can be similar to a bank CD), or they can allow investors to invest in the stock market, mutual funds, bonds, or anything else - but with additional tax protection.
Annuities come with many options. Payments can result for life, or for a fixed term. They can be fixed, variable, or equity-indexed. There are immediate annuities, where the yield is earlier, or deferred annuities, where payment is delayed. Each type of annuity comes with its own nuances, rates of return, positives and negatives – and it is therefore important to understand the differences before making a decision. Please visit our page on the different types of annuities for more information or to talk to a licensed agent about your options with no obligations whatsoever, click on the “Request A Quote” tab.
